Causes of ATV Accidents The following are leading causes of injury and fatal accidents: Driving an ATV on a paved surface. ATVs are designed for off-road use only and handle poorly on pavement. Riding double on an ATV that isn’t designed to carry a passenger. Most ATVs are designed for only one rider. Letting inexperienced operators ride without an experienced riding partner. Riding without adult supervision. Performing dangerous stunts and maneuvers. Operating in unfamiliar areas or terrain. Failing to observe state laws and local ordinances.